On-the-Job Accident Attorneys Serving El Paso Workers
Accidents can happen in every work environment, including office buildings. However, when heavy equipment or risky conditions are already present, the potential for a serious, life-threatening accident increase significantly. If you are injured on-the-job, it is very important to consult with us as soon as possible after an accident.
Know Your Rights
Our attorneys are licensed to practice law in several states. We can help you even if an accident happened outside of Texas. Under Texas law, an injured worker or certain, surviving-family members may be entitled to compensation for an injury or for a loved one’s untimely death.
The laws in each state and the insurance coverage available will determine which compensation options you may have. However, both are complex. You will need the assistance of an attorney experienced in litigating on-the-job accident cases and advocating for you against insurance companies trying to avoid coverage.
Which Insurance Will Apply to Your Case?
In Texas, workers’ compensation laws govern how injuries or death due to accidents that happen at work, or on-the-job, are compensated. Workers’ compensation laws, while helpful, are very pro-employer. Over the years, the legislature has steadily chipped away at benefits for injured workers and the amount of protection offered to workers and employees on job sites.
The concept behind workers’ compensation insurance is that employers received the benefit of knowing that injured workers or surviving family members cannot sue employers directly, for negligence. In exchange, workers received the benefit of knowing that they will receive a minimum amount of compensation for lost wages, medical care reimbursement and a payout for any resulting permanent injury or death. However, over time, the legislature has cut benefits to workers and strengthened protections for employers.
As a result, we will always investigate the options for compensation over and above what is available through the workers’ compensation system. While the workers’ compensation system will provide minimal benefits that the insurance companies try to decrease even more, other insurance may provide additional benefits and coverage.
For example, if you worked as a contractor on a job site , you may not be bound to using the workers’ compensation system. Or, if a third party was in charge of securing and controlling the worksite, this company’s insurance coverage may be available. In cases where you were injured operating defective equipment that your employer may have leased from another company, that company’s insurance may apply.
In these situations and others, you will be permitted to file a legal case against these companies, even though your injuries happened on a job site. And, if your own employer does not have workers’ compensation insurance, you are allowed to sue the employer directly for an accidental death or injury.
Insurance Is Complex and Companies Try to Avoid Paying
If you are injured on the job, or your family has lost a loved one while working, you need experienced legal help. To understand your options, Contact or call 915-206-2828 for a free consultation. Your life is too important to leave to chance or to insurance companies pretending that they have your best interest in mind.